Ten years have passed since the financial crisis erupted – an entire decade. But it is still very present in our minds, and no one wants to go through it all again. So, the key question is: how can we prevent such crises in the future? To answer that question, we need an intimate knowledge of the things that led to the crisis in the first place. As you are probably only too familiar with these things, I will spare you the long version of events. The short version is that risks were too high, rules were too soft, and supervision was too lax. Ten years on, this has changed – or has it? Are banks now better regulated and supervised? Are risks under control? Let’s take a look at whether we have really succeeded in making the banking sector a safer place.[…]